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A Typical Dilemma
Mrs. Jones has three insurance carriers, as a result of her own employment and the coverage she has from her late husband's employment. These two policies are both secondary to her Medicare coverage. She is entitled to the benefits each policy provides, according to the State Department of Insurance, but it has always been a struggle to get payment from all three. Each new doctor she sees cheerfully submits to Medicare and her own insurance, but most of them simply bill her for the balance |
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Few providers of medical services understand the process of billing a third insurance, and fewer of them are willing to actually do it for her. Before she employed the service of Nightingale Associates , she paid these small balances. According to Mrs. Jones, "it's just easier than requesting bills and submitting them with copies of my Medicare and other insurance explanations to the third insurance." While it rarely amounted to a large amount, she was still paying for bills that her insurance should have been paying. Over the course of a year, these balances could add up to a chunk of change! |
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